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UPI Transaction Charges 2023: New Rule for GPay, PhonePe, PayTM Free Limit

UPI Transaction Charges 2023:-UPI ne digital transactions ko Bharat mein ek naya mod badal diya hai. Ab paise bhejna aur lena ek text message bhejne jaisa aasaan hai. Haal hi mein, Bharat ka national payment corporation jise NPCI bhi kaha jaata hai, ne ek naya charges ka niyam lagu kiya hai jo 1 April, 2023 se shuru hua hai. Ismein 1.1% antar-charge fees UPI transactions par lagu hoga, jismein ₹2000 prepaid payment instrument PPI ke through honge.

Google pay, Paytm, Phone pay, Apple pay, Bharat pay jaise kuch digital wallets bhi PPI ke udaharan hain. Antar-charge fees keval merchant UPI transfer ke liye lagu hoga, aam logon ke liye nahi, aur yeh bankon aur UPI payment services ke platform ki aamdani badhane mein madad karega. Is blog mein, hum UPI transaction charges 2023 mein, uske free limit, fayde aur NPCI antar-charge fees ke asar ke baare mein baat karenge.

UPI Transaction Charges 2023

Unified payment interface (UPI) Bharat mein National Payments Corporation of India (NPCI) dwara viksit aur sanchalit digital payment system hai. Isse istemal karke ek vyakti se dusre vyakti ke bank account mein bina kisi bank kee jaankari ke funds transfer kiya ja sakta hai. Ab Bharat ka National Payment Corporation of India (NPCI) ek naya niyam laya hai jismein agar koi khareedar 2000 se adhik rupaye merchant ke paas transfer karta hai toh 1.1% charges lagenge.

Yeh sirf vyapari ke level par lagu hoga, vyakti se vyakti ke beech ke transfer par iska koi prabhav nahi padega aur bank to bank transaction NPCI UPI charges 2023 ke antargat nahi aayega. UPI transactions 24/7 ki suvidha pradan karta hai aur iska process ek Virtual Payment Address banakar bank account se link karne ke jaisa aasaan hai.

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UPI Free Limit GPay, PhonePe, PayTM, BharatPe

Article Name UPI Transaction Charges 2023
Implemented by National Payment Corporation of India (NPCI)
Transaction Charges 1.1% on Transactions above Rs 2000/-
Date From 1st April 2023, Saturday
UPI Free Limit ₹2000/- on Merchant ₹0/- on Customer
UPI Unified Payments Interface
PPI Prepaid Payment Instruments
Official Website https://www.npci.org.in/
UPI Transaction Charges 2023
UPI Transaction Charges 2023

Kya Hai UPI, PPI and NPCI

UPI ka matlab  hai unified payment interface, jo ki ek real-time payment system hai jismein user bina kisi deri ke bina ek minute se kam samay mein bank account ke beech mein paisa transfer kar sakta hai. PPI ka arth hai prepaid payment instrument, jo digital payment wallet ka ek tarika hai, jismein prayogkar physical cash ka prayog kiye bina maal aur seva khareed sakta hai.

NPCI ka arth hai National Payments Corporation of India, jo ek non-profit sanstha hai jo UPI aur PPI system ko desh bhar mein sanchalit karti hai aur iske malik Indian banks ki ek sangathan hai aur Reserve Bank of India ki margdarshan mein karya karti hai.

UPI Transaction Charges from April 2023

Haal hi mein ek update ke anusaar UPI Transaction Charges merchant dwara khareedo ke saath kiye jaane vaale UPI transactions ke prakriya ke liye charge kiye jaate hain, jismein 2000 rupaye se adhik hone par 1.1% ka charge lagta hai.

  • Rs. 1,000 tak ke transactions ke liye, UPI Transaction Charges hain hi nahi.
  • Rs.2000 rupaye ke transactions ke liye, UPI transaction charges is transaction se Rs. 22 hain.
  • Rs. 10,000 ke transactions ke liye, UPI transaction charges is transaction se Rs. 110 hain.
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NPCI UPI Provision Free Limit

Unified payment interface har vyakti ke liye bahut mahatvapurn hai jis vyakti ke paas roz kee tarah kee arthik sandarbh hote hain, chahe vah ek vyapari ho ya person to person transaction kare. Yah mobile se arthik sandarbh ke lie ek bahut aasan tareeka hai jo keval kuchh seconds mein ho sakta hai.

Ab UPI transaction ke lie free limit merchant ke lie fixed ki gyi hai, yah limit Google pay, phone pay, Bharat pay, Paytm Amazon pay aur har ek platform ke liye hai jo UPI ka upyog karta hai. Agar ek grahak 2000 rupaye ke andar payment karta hai toh merchant se koi charge nahi kata jayega, lekin yadi transaction ke paise is had tak pahunchte hain toh total transaction ke 1.1% se charge kata jayega.

UPI Charges RBI Provision 2023

Unified payment interface (UPI) aaj kal grahak kee rojana jindagee ka sabase mahatvapoorn hissa ban gaya hai aur yah grahak ko nakad par apane aadhaarit karne kee aadat ko kam karne mein madad karata hai. UPI ke upayog ko badhane ke lie, NPCI ne merchant se UPI Transaction Charges ko kam karane kee koshish kee thee, lekin haal hi mein 1st April 2023 se fir se UPI charges lagu ho gye hain.

UPI Intercharges 2023 Unaffected by New provision

UPI inter charges 2023 kuchh aise logon ke lie prabhavit nahin honge jo neeche diye gaye hain. Yadi aap kisi prakaar kee category mein aate hain to aapake lie yah UPI Transaction Charges shunya ho jaenge.

  • Agar koi vyakti doosare vyakti ko paise bhejata hai to yah transaction charges ka hissa nahin hoga lekin yadi ek grahak UPI se vyapari ko paise bhejata hai to charges kaat liye jaenge.
  • Niyamon ke anusar, yadi kisi vyapari ke paas ek chhota sa vyavasaay hai aur usake maasik len-den UPI ke maadhyam se rupees 50,000 se kam hain, to koi bhi charges nahin kaat liye jaenge.
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UPI Transaction Charges 2023:- Quick  Link

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Saaransh mein, NPCI ke naye niyam ke anusar UPI transactions ke liye koi prabhav aam upyogakartaon par nahi padega aur yadi ek vyapari ke UPI par mahina mein 50000 se kam ki len-den hoti hai to bhi unhe koi charges nahi dena padega. Lekin yadi ek vyapari 2000 ke upar ki len-den karta hai to 1.1% ka charge unke account se kata jayega.

FAQs related to UPI Transaction Charges 2023

Kya hai UPI Transaction Charges? UPI Transaction Charges wo fees hai jo merchants ko charge ki jaati hai jo customers se Rs. 2000 se upar ke UPI transactions ko process karte hain.

Naye UPI Transaction Charges kab se lagu hue?

Naye UPI Transaction Charges 1 April 2023 se lagu hue.

Kaun UPI Transaction Charges se prabhavit hai?

UPI Transaction Charges keval merchants ke liye lagu hote hain aur day-to-day users ke liye nahi.

Merchants ke liye UPI transactions ke liye muft had ka kya hai?

Merchants ke liye UPI transactions ke liye muft had Rs. 2000 per transaction hai.

Rs. 2000 se upar ke UPI transactions ke liye kaun sa charges deduct kiya jayega?

Rs. 2000 se upar ke UPI transactions ke liye, total transaction amount ke 1.1% charges deduct kiye jayenge.

Kya person-to-person transactions ke liye UPI Transaction Charges lagu hote hain?

Nahi, person-to-person transactions ke liye UPI Transaction Charges lagu nahi hote hain.

Kya small merchants ko UPI Transaction Charges se chhutkara hai?

Haan, jinhone UPI ke through mahine mein Rs. 50000 ke andar transactions kiye hain, unko UPI Transaction Charges se chhutkara hai.

Kaun se digital payment platforms UPI Transaction Charges ke antargat aate hain?

Google Pay, PhonePe, Paytm, Amazon Pay, aur Bharat Pay jaise digital payment platforms UPI Transaction Charges ke antargat aate hain.

Main B.Tech Computer Science Engineer aur Software Developer hu . maine bahut saari websites aur web and mobile application banayi hai aur ab Blogger aur Digital Content Creator bhi hu. main software development mein nayi soch aur pratibha Rakhta hu. mera content well-researched aur easy to understand hai.

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