SBI Current Account: एसबीआई करंट अकाउंट के फायदे, नुकसान, और अकाउंट बनवाने के लिए आवेदन की पूरी प्रक्रिया

SBI Current Account:-Namaste! Aaj hum baat karenge SBI Current Account ke baare mein. Agar aap ek vyavasaay chalate hain, toh SBI Current Account aapke liye ek achha vikalp ho sakta hai. Yeh aapko kai suvidhaayein aur laabh pradaan karta hai, jaise ki adhik transaction seema, overdraft suvidha, online banking, anek shakhaon ka upalabdh hona, aur aapke vyavasaay ke anukulit samaadhaan.

SBI Current Account kholein, yeh bahut hi aasaan hai. Aapko sirf kuchh dastaavej jama karne honge aur ek prakriya ka palan karna hoga. Iske liye, aapko SBI ke dastaavej pramaanikaran kendr mein jaana hoga aur apne dastaavejon ke saath ek aavedan bhi dena hoga.

SBI Current Account ke kuchh pramukh laabh hain jaise ki:

1. Adhik Transaction seema – SBI Current Account mein, aapko ek din mein bahut saare transactions karne ki anumati hai.
2. Overdraft suvidha – SBI Current Account mein, aapko overdraft suvidha pradaan ki jaati hai, jiske madhyam se aap aage ki transactions ke liye ek aavashyak star tak loan prapt kar sakte hain.
3. Online Banking – SBI Current Account aapko online banking suvidha bhi pradaan karta hai, jiske madhyam se aap apne account ko kisi bhi samay seva mein laa sakte hain.
4. Anokhe samaadhaan – SBI Current Account aapko apne vyavasaay ke anukulit samaadhaan bhi pradaan karta hai, jaise ki credit card processing, business loan, aur other banking products.

SBI Current Account kholein ke liye, aapko ek sahi prakar ka account chunna aur sahi jaankaari aur dastaavej jama karna bahut hi mahatvapurn hai. SBI ki vibhinn prakaar ke Current Account kh

SBI Current Account ke vibhinn prakaar hain, jinmein se kuchh hain:

1. SBI Regular Current Account – Yeh account sabhi kismon ke vyavasaay ke liye sabse adhik upyukt hai. Is account mein aapko ek monthly average balance (MAB) maintain karna hoga, jo ki shuruvaat mein Rs. 10,000 se shuru hota hai.
2. SBI Gold Current Account – Yeh account unke liye hai, jinka vyavasaay kuchh bade hain aur unhe adhik transaction ki jaroorat hoti hai. Is account mein aapko ek monthly average balance (MAB) maintain karna hoga, jo ki shuruvaat mein Rs. 1,00,000 se shuru hota hai.
3. SBI Diamond Current Account – Yeh account unke liye hai, jinka vyavasaay bade hain aur unhe adhik transaction ki jaroorat hoti hai. Is account mein aapko ek monthly average balance (MAB) maintain karna hoga, jo ki shuruvaat mein Rs. 5,00,000 se shuru hota hai.
4. SBI Platinum Current Account – Yeh account unke liye hai, jinka vyavasaay bahut bade hain aur unhe adhik transaction ki jaroorat hoti hai. Is account mein aapko ek monthly average balance (MAB) maintain karna hoga, jo ki shuruvaat mein Rs. 10,00,000 se shuru hota hai.

SBI Current Account kholein ke liye aapko kuchh dastaavej jama karne honge. Iske liye, aapko apne vyavasaay ka pramaan patra, apni company ki pan card, aapke svayaam ke pan card, aapki ID ka pramaan patra, aur aapke pate ka pramaan patra jama karne honge. Iske alava, aapko apne vyavasaay ke prakaar ke anusaar ek Current Account chunna hoga. Aap SBI ki website se ya kisi SBI branch se account khulva sakte hain.

SBI Current Account khulvane ke liye kuchh mahatvapurn baten hain, jinhe dhyaan mein rakhna chahiye:

1. Sahi prakaar ka Current Account chunein – Aapko apne vyavasaay ke anukulit prakaar ka Current Account chunna chahiye.
2. Monthly average balance (MAB) maintain karein – Aapko apne Current Account mein monthly average balance maintain karna hoga, jo ki account ke prakaar ke anusaar alag-alag hota hai.
3. Dastaavej pramaanikaran ki jaanch karein – SBI ke dastaavej pramaanikaran kendr mein, aapke dastaavejon ki pramaanikta jaanch ki jaati hai. Is prakriya ke baad hi aapka Current Account khul jaayega.
4. Online banking ki suvidha ka upyog karein – SBI Current Account aapko online banking ki suvidha bhi pradaan karta hai, jiske madhyam se aap apne account ko kisi bhi samay se control kar sakte hain aur apni transactions ko track kar sakte hain.

5. Account ke prakaar ke anusaar fayde ka upyog karein – Har prakaar ke SBI Current Account ke alag-alag fayde hote hain, jinhe aapko apne vyavasaay ke anukulit tarike se upyog karna chahiye.

SBI Current Account khulvaana aasaan hai, lekin ismein kuchh sharten hain, jinhe dhyaan mein rakhna zaroori hai. Agar aapko SBI Current Account khulvaane mein koi pareshaani ho rahi hai, to aap kisi SBI branch se sampark kar sakte hain aur sahi salah le sakte hain.

SBI Current Account khulvaana ek mahatvapurn nirnay hai aur iske liye sahi aur spasht jaankari prapt kar lena zaroori hai. Aapko apne vyavasaay ke anukulit prakaar ka Current Account chunna chahiye aur monthly average balance maintain karna hoga. Iske alava, aapko apne dastaavej ko pramaanikaran ke liye jama karna hoga.

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SBI Current Account khulvane ke kuchh fayde hain, jaise ki:

1. Transactions ke liye aasaani – Current Account aapko apne vyavasaay ke transactions ke liye aasaani pradaan karta hai.
2. Cheque facility – Current Account aapko cheque facility bhi pradaan karta hai, jiski madad se aap apne vendors ya suppliers ko payment kar sakte hain.
3. Online banking ki suvidha – SBI Current Account aapko online banking ki suvidha bhi pradaan karta hai, jiski madad se aap apne account ko kisi bhi samay se control kar sakte hain aur apni transactions ko track kar sakte hain.
4. Credit facility – Agar aapki company ka Current Account hai, to aapko credit facility bhi pradaan ki jaati hai, jiske madhyam se aap apne vyavasaay ke liye loan le sakte hain.
5. Multiple users – Current Account mein aap multiple users ko bhi add kar sakte hain, jiske madhyam se aap apne staff aur employees ko bhi account access karne ki suvidha pradaan kar sakte hain.

Isliye, agar aap apne vyavasaay ke transactions ke liye Current Account khulvane ki soch rahe hain, to SBI ek achchha vikalp ho sakta hai. Aap SBI ki website ya kisi SBI branch se sampark kar sakte hain aur apne vyavasaay ke anukulit prakaar ka Current Account khulva sakte hain.

Uparokt jaankari se spasht hai ki SBI Current Account khulvane ke kai fayde hai. Aap apne vyavasaay ke anukulit tarike se account chun sakte hai aur apne transactions ke liye Current Account ka sahi upyog kar sakte hai.

SBI Current Account khulvaane ke liye kuchh sharten hain, jinhe aapko poora karna zaroori hai. Iske liye aapko apne dastaavej jama karne hote hai aur ek pramaanit agent ke paas jaana hoga. Iske alava, monthly average balance bhi maintain karna hoga.

Monthly average balance ki maang aapke account ke prakaar ke anusaar hoti hai. Aapki monthly average balance ki sankhya Rs. 10,000 se shuru ho sakti hai aur Rs. 1,00,000 tak ja sakti hai. Iske alava, kai prakaar ke Current Account mein kuchh shulk bhi lagte hai.

SBI Current Account khulvaane ke liye kuchh zaroori dastaavej hai, jaise ki:

1. Aapka aur aapke saathiyon ka photo ID proof (jaise ki Voter ID card, Passport, Driving License, Aadhar Card, etc.)
2. Aapka aur aapke saathiyon ka address proof (jaise ki Electricity Bill, Telephone Bill, Passport, etc.)
3. Apne vyavasaay ki GST Registration Certificate aur PAN Card
4. Business ka bank statement
5. Business ka registration proof (jaise ki Partnership Deed, Memorandum of Association, etc.)

In dastaavejon ko jama karne ke baad aapka Current Account khul jaata hai aur aap transactions shuru kar sakte hai.

SBI Current Account khulvaane ke liye aap online ya offline tarike se apply kar sakte hai. Online tarike se apply karne ke liye aap SBI ki official website par jaana hoga aur wahaan se apply kar sakte hai. Offline tarike se apply karne ke liye aap kisi SBI branch mein sampark kar sakte hai aur wahaan se form bhar sakte hai.

SBI Current Account kholein, yeh kuchh aasaan se Steps  hai:

1. Prathamik Dastaavej jama karein – SBI Current Account kholein ke liye, aapko prathamik dastaavej jaise apne vyavasaay ka pramaan patra, apni company ki pan card, aapke svayaam ke pan card, aapki ID ka pramaan patra, aur aapke pate ka pramaan patra jama karne honge.
2. Aavedan bharein – Dastaavej jama karne ke baad, aapko ek aavedan bhi bharna hoga. Aap SBI ki website se ya kisi SBI branch se aavedan bhar sakte hain.
3. Dastaavej ki pramaanikta – SBI ke dastaavej pramaanikaran kendr mein, aapke dastaavejon ki pramaanikta jaanch ki jayegi. Is prakriya ke baad, aapka Current Account khul jaayega.