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Bank Of India E Mudra Loan: बैंक ऑफ इंडिया ने दिया ई मुद्रा लोन का तोहफा, जाने कैसे होगा आवेदन?

Bank Of India E Mudra Loan:- Bank of India (BOI) ek bharosemand aur prasiddh bank hai, jo apne grahakon ko vyaktigat loan, ghar loan, vyapar loan aur anya vittiy saman aur sevaon ki shreni pradan karta hai. Unka ek lokapriya saman hai e-Mudra Loan, jo chhote aur madhyam vyapar ke liye ek digital loan suvidha hai. Is blog mein, hum Bank of India e-Mudra Loan ke baare mein sabhi jaankariyan discuss karenge.

Bank Of India E Mudra Loan – Overview

Name of The Bank Bank of India ( BOI )
Name of the Loan E Mudra Loan
Name of the Article Bank Of India E Mudra Loan
Type of Article Latest Update
Who Can Apply? Every BOI Account Holder Can Apply.
Mode of Application Online
Charges As Per Applicable.
Official Website Click Here
Bank Of India E Mudra Loan
Bank Of India E Mudra Loan

Bank Of India E Mudra Loan Kya Hai?

Bank of India e-Mudra Loan, Bank dwara chhote aur madhyam vyapar ke liye pradaan kiya gaya ek digital loan suvidha hai. Is loan ki sahayta se chhote vyavsayon ke vittiy avashyaktaon ko poora kiya ja sakta hai, vishesh roop se unhen jinke paas paramparik vittiy suvidhaon tak pahunchne ka adhikaar nahin hai. Is loan ka maan Rs. 50,000 se Rs. 10 lakh tak hota hai, aur iska upyog ekal svami, sahakari firm, niji limited company aadi dvaara kiya jaa sakta hai bahut hi asani se.

Bank Of India E Mudra Loan Ki Khaasiyaten:

Yahaan Bank Of India E Mudra Loan ki kuch mahatvapoorn khaasiyaten hain:

  1. Loan Maan: e-Mudra Loan ke liye loan maan Rs. 50,000 se Rs. 10 lakh tak hota hai, joki borrower ki avashyaktaon aur yogyata ke aadhaar par nirbhar karta hai.
  2. Bhatta Dar: e-Mudra Loan ke liye bhatta dar kafi takkar ka hai, jo 9.75% prati varsh se shuru hota hai. Vastavik dar borrower ke profile aur credit itihaas ke aadhaar par vibhinn ho sakta hai.
  3. Jamin Rahit: Is loan mein jamin ya suraksha pradaan karne ki avashyakta nahin hoti hai, jisse borrower ko koi suraksha jama karna nahin padta hai.
  4. Tezi Se Disbursal: Bank of India e-Mudra Loan mein ek tezi se disbursal prakriya hoti hai. Jab loan manjur ho jaata hai, tab loan maan borrower ke account mein kuch hi kaam ke dinon mein jama kar diya jaata hai.
  5. Sujhavpurn Bhugtaan Kal: e-Mudra Loan ke liye bhugtaan kal 12 se 60 mahine tak hota hai, jo borrower ki pasand aur bhugtaan kshamata ke aadhaar par nirbhar karta hai.
  6. Online Aavedan: e-Mudra Loan ke liye loan aavedan prakriya poori tarah se online hoti hai, jisse borrower apne ghar ya office se hi loan ke liye aavedan kar sakta hai.
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Bank Of India E Mudra Loan Ke Liye Yogyata Maapdand:

Yahaan Bank of India e-Mudra Loan ke liye kuch yogyata maapdand hain:

  1. Vyapar Ki Utpanna Shakti: Borrower ko vyapar ki utpanna shakti ka saboot dena hoga, jisse bank ko yeh pata chale ki borrower vyapar ke liye pratibaddh hai.
  2. Vyapar Ki Utpaadon Ki Kimat: Bank of India ko borrower ki vyapar ki utpaadon ki kimat ki jaankari deni hogi, jisse bank borrower ki vyapar ki kshamta ko samajh sake.
  3. Udyam Ki Darj Ki Gayi Sarkari Pramanpatra: Bank of India e-Mudra Loan ke liye borrower ko udyam darj kiye jaane ke liye sarkari pramanpatra dena hoga.
  4. Bank Ki Guidelines Ke Anusaar Loan Ki Asshaadit Bhugtaan Kshamata: Bank borrower ki asshaadit bhugtaan kshamata ke aadhaar par loan ki rashi tay karta hai. Bank ki guidelines ke anusaar, borrower ki income ke 50% se jyaada ka bhugtaan nahi hona chahiye.
  5. Pahale Se Bank Se Lena Ya Dena Wala Loan: Borrower ko pahale se hi bank se lena ya dena wala koi loan hona chahiye, jiske dwara uski bhugtaan kshamata aur credit history pata chale.

Bank Of India E Mudra Loan Ke Liye Pramukh Laabh:

  1. Bank of India e-Mudra Loan digital loan suvidha hai, jisme jamin ya suraksha pradaan karne ki avashyakta nahin hoti hai
  1. E-Mudra loan ke liye aavedan prakriya bahut saral aur tezi se ho jaati hai, jisse borrower ko loan ki avashyakta ke anusaar turant loan prapt karne mein madad milti hai.
  2. Is loan ki rashi bahut kam hoti hai, jisse small business owners aur entrepreneurs ke liye yeh ek accha vikalp hai.
  3. Bank of India e-Mudra loan ke liye collateral ya suraksha ki koi avashyakta nahin hoti hai, jisse loan prapt karne mein asani hoti hai.
  4. Yeh loan sabhi tarah ke vyapar ke liye upalabdh hai, jaise ki manufacturing, trading, aur service industries.
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Bank Of India E Mudra Loan Ke Liye Mukhya Dosh:

  1. Yeh loan only small scale business owners aur entrepreneurs ke liye upalabdh hai, jisse medium aur large scale businesses ke liye yeh ek viable option nahin hai.
  2. Interest rate sabhi borrowers ke liye same nahin hota hai, jisse kuch borrowers ke liye yeh loan expensive ho sakta hai.
  3. Bank of India ke guidelines ke anusaar, borrower ki income ke 50% se jyaada ka bhugtaan nahi hona chahiye, jisse kuch borrowers ke liye yeh loan avashyaakta se adhik ho sakta hai.

Bank Of India E Mudra Loan Ke Liye Aavashyak Documents:

Yahaan kuch aavashyak documents hain jo Bank Of India E Mudra Loan lagbhag sabhi borrowers ko dena hoga:

  1. Business ki jaankari jaise ki registration number, business address, business proof.
  2. Identity proof jaise ki PAN card, Aadhar card, passport ya voter ID card.
  3. Address proof jaise ki driving license, electricity bill, water bill, ya telephone bill.
  4. Financial documents jaise ki bank statements, IT returns, aur balance sheet.

Bank Of India E Mudra Loan Ke Liye Aavedan Kaise Karein:

Bank Of India E Mudra Loan ke liye online aavedan prakriya bahut saral hai. Yahaan e-Mudra Loan ke liye online aavedan prakriya ka varnan hai:

  1. Sabse pahle, Bank of India ke official website par jaayein.
  2. “e-Services” tab par click karein.
  3. “e-Mudra” par click karein.
  4. Ab “Online Apply” button par click karein.
  5. Ab “Apply for Loan” button par click karein.
  6. Ek online application form khulega, jisme borrower ko apni vyapar ki jaankari, personal aur vittiy jaankari deni hogi.
  7. Sabhi maang kiye gaye details ko bharein aur form submit karein.
  8. Ab aapka loan application process shuru ho jayega, jisme bank ki taraf se kuch aur documents aur jaankari maangi ja sakti hai.

Bank Of Baroda Mudra Loan Online Apply:- Quick  Link

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Bank of India e-Mudra Loan Conclusion:

Bank of India e-Mudra Loan small business owners aur entrepreneurs ke liye ek accha vikalp hai. Is loan ki prakriya bahut saral aur digital hai, jisse borrowers ko loan prapt karne mein madad milti hai. Yeh loan sabhi tarah ke vyapar ke liye upalabdh hai aur collateral ya suraksha ki koi avashyakta nahin hoti hai. Is loan ki rashi bahut kam hoti hai, jisse small business owners aur entrepreneurs ke liye yeh ek accha vikalp hai.

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Aksar puche jane wale sawal Bank Of India E Mudra Loan:-

  1. Bank Of India E Mudra Loan kis tarah ke borrowers ke liye upalabdh hai?

Yeh loan small business owners aur entrepreneurs ke liye upalabdh hai, jinhe apne business ko grow karne ke liye financial support ki avashyakta hoti hai.

  1. Bank Of India E Mudra Loan ke liye collateral ki avashyakta hoti hai ya nahin?

Nahin, Bank of India e-Mudra loan ke liye collateral ya suraksha ki koi avashyakta nahin hoti hai.

  1. Bank Of India E Mudra Loan ki maximum loan amount kya hai?

Bank of India e-Mudra loan ki maximum loan amount Rs. 50,000 tak hoti hai.

  1. Bank Of India E Mudra Loanke liye kitni processing fee lagegi?

Bank Of India E Mudra Loan ke liye processing fee 1% se 2% tak lag sakta hai, jo loan amount ke upar nirbhar karta hai.

  1. Bank of India e-Mudra loan ki avadhi kya hai?

Bank of India e-Mudra loan ki avadhi 3 saal tak hoti hai.

  1. Bank of India e-Mudra loan ke liye kya documents ki avashyakta hoti hai?

Borrower ko apani aay ka saboot dena hoga, jaise ki income tax returns aur business ka pan card. Iske alava, borrower ko apna business plan aur cash flow statement bhi dena hoga.

  1. Bank of India e-Mudra loan ka interest rate kya hai?

Bank of India e-Mudra loan ka interest rate 10.45% se 11.45% tak hota hai, jisse borrower ki credit score aur loan amount ke upar nirbhar karta hai.

  1. Bank of India e-Mudra loan ke liye kaise aavedan karein?

Bank of India e-Mudra loan ke liye online aavedan karein aur apne documents aur business plan submit karein. Bank ki taraf se ek loan officer aapke saath sampark karega aur aapko loan ki suvidha upalabdh karayega.

Bank of India e Mudra loan small business owners aur entrepreneurs ke liye ek accha vikalp hai, jo apne business ko grow karna chahte hain. Is loan ki prakriya bahut saral hai aur collateral ki avashyakta nahin hoti hai. Yeh loan ki rashi bahut kam hoti hai aur maximum loan amount Rs. 50,000 tak hota hai.

Main B.Tech Computer Science Engineer aur Software Developer hu . maine bahut saari websites aur web and mobile application banayi hai aur ab Blogger aur Digital Content Creator bhi hu. main software development mein nayi soch aur pratibha Rakhta hu. mera content well-researched aur easy to understand hai.

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