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Bank of Baroda Pre Approved Personal Loan: BOB दे रहा है हाथों हाथ Pre Approved Loan, जाने कैसे होगा अप्लाई?

Bank of Baroda Pre Approved Personal Loan:-Agar aapke paas zaroorat ke anusaar paiso ki avashyakta hai toh Bank of Baroda ki pre-approved personal loan se aapka kaam ho sakta hai. Is loan ko bank aapko aapke credit score aur bhugtaan itihaas ke aadhar par bina kisi garantee ya jamin ke pradaan karta hai. Ye jaldi paise ki zaroorat walo ke liye ek accha vikalp hai jaha aapko lambi aawedan prakriya se guzarna nahi padega.

Bank of Baroda Pre Approved Personal Loan-Ek Nazar Me

Bank Name Bank of Baroda
Type Of laon Pre Approved Instant Personal loan 
Aartical Name Bank of Baroda Pre Approved Personal Loan
Awedan Mode Online
Application Fees As Per Applicable
kaun Aawedan Kar sakta h? BOB Bank Account Holders
अधिकारिक वेबसाइट Click Here
Bank of Baroda Pre Approved Personal Loan
Bank of Baroda Pre Approved Personal Loan

Yahaan Bank of Baroda ke pre-approved personal loan ke baare mein kuch jaankariyaan hai jo aapko maloom honi chahiye:

  1. Yogyata Mulyankan

Bank of Baroda ke pre-approved personal loan ke liye aapko ek achha credit score aur saaf bhugtaan itihaas hona chahiye. Saath hi aapko ek stable income wale salaried vyakti hona bhi zaroori hai.

  1. Loan Mulya aur Bhiyaaj Dar

Bank of Baroda dwara aapko pradaan kiye jaane wale loan mulya aur bhiyaaj dar aapke credit score, bhugtaan itihaas aur aay ke aadhaar par nirbhar karenge. Loan mulya Rs. 50,000 se Rs. 10 lakh tak ho sakta hai, aur bhiyaaj dar 11.40% se 16.40% tak ho sakta hai. Loan avdhi 60 mahine tak ho sakti hai.

  1. Aasaan aur Tezi se Disbursement

Kyunki ye pre-approved loan hai, disbursement prakriya aasaan aur tezi se ho jaati hai. Jab aap loan pradaan ki maang svikar karte hain, toh loan mulya kuch kaam ke dino ke bhitar aapke khate mein transfer ho jaata hai.

  1. Koi Jamin ya Garantee ki Zaroorat Nahi

Kyunki ye ek bina suraksha ke loan hai, aapko iske liye koi jamin ya garantee pradaan nahi karni hogi.

  1. Pratibandhit Repayment Vikalp

Bank of Baroda pre-approved personal loan ke liye pratibandhit repayment vikalp pradaan karta hai. Aap 60 mahine tak repayment avdhi ka chunav kar sakte hain aur bina kisi anshulipi ya dhanraashi ke pehle se bhugtaan ya bhugtaan ke ek hisse ko kar sakte hain.

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Pre – Approved Personal loan Features and Advantages

Pre-Approved Personal Loan ke kai gun aur fayde hote hain jo unhe ek aakarshak vikalp banate hain jo turant paiso ki avashyakta mein hain. Kuch pramukh gun aur fayde nimnlikhit hain:

  1. Saral Aavedan Prakriya: Kyunki loan pahle se hi anumodit hai, isliye aavedan prakriya sadharan personal loan ke mukable bahut tezi se aur saral hoti hai. Aapko koi adhik dastavej submit karne ki jarurat nahi hai ya koi bhi badiyaaj ke liye lambi prakriya se gujarna nahi padta hai.
  2. Tezi se Rashi Prapti: Loan rashi turant prapt ho jati hai, kabhi kabhi manjoori ke kuch ghanton ke andar, jo avyavasthit paristhitiyon ke liye bahut upyogi hota hai.
  3. Takkar dene wali Badiyaaj Dar: Pre-Approved Personal Loan aksar takkar dene wali badiyaaj dar ke saath aata hai, jo sadharan personal loan ke mukable kam ho sakti hai.
  4. Koi Garantee ki Zaroorat nahi hai: Pre-Approved Personal Loan unsecured loan hote hain, iska matlab hai ki aapko loan rashi ke liye koi garantee ya suraksha pradan karne ki jarurat nahi hoti hai.
  5. Vyawasthit Bhugtaan Vikaalpon: Aap apni arthik sthiti aur bhugtaan kshamata ke anusar ek bhugtaan avdhi chun sakte hain. Adhikansh bank 12 se 60 mahine tak vyawasthit bhugtaan vikalpon pradan karte hain.
  6. Apne Anukulit Karz ki Peshkash: Pre-Approved Personal Loan aapke arthik awashyaktaon aur creditworthiness ke aadhar par tayyar kiya jata hai. Iska matlab hai ki aapko credit score, aay, aur bhugtaan itihaas ke aadhar par apne anukulit karz ki peshkash milti hai.
  7. Credit Score Sudhar: Pre-Approved Personal Loan, samay par karz ki bhugtaan karne par, aapke credit score ko sudhaarne mein madad karta hai. Samay par karz ki bhugtaan aapke credit score ko badha sakta hai, jo aane wale mein karz prapt karne ke liye aasan bana sakta hai.

Aise mein, Pre-Approved Personal Loan turant paiso ki avashyakta ko pura karne ke liye ek saral aur parishramukt vikalp hai. Ismein saral aavedan prakriya, takkar dene wali badiyaaj dar, vyawasthit bhugtaan vikalpon, aur credit score ko sudhaarne jaise kai fayde hote hain.

Bank of Baroda Approved Personal Loan documents list kya hai

Bank of Baroda Approved Personal Loan ke liye nimnlikhit dastavej ki suchi hoti hai:

  1. Aavedan Patra: Aavedan Patra ke saath aapko apna photo ID proof jaise ki Voter ID, PAN card, Passport, Driving License, Aadhaar card ya anya sarkari pramanpatra ke ek photocopy ki jarurat hoti hai.
  2. Aay ka Praman Patra: Aapko apni current salary slip ya Form 16 ki ek photocopy submit karni hogi.
  3. Kaam ke Saboot: Agar aap ek sal se kam samay se apne vartman niji ya sarkari kam mein kaam kar rahe hain, to aapko apne pichhle naukri ke kaam ke saboot ki ek photocopy pradan karni hogi.
  4. Bank ki Detaail: Aapko apne bank account ke baare mein jaankari pradan karni hogi, jismein aapke account number, IFSC code, aur account ki upasthiti ka proof shaamil hoga.
  5. Residence Proof: Aapko apni nivaas praman patra ki ek photocopy jaise ki bijli ka bill, paani ka bill, telephone ka bill, gas connection ka bill ya anya sarkari praman patra ki ek photocopy submit karni hogi.
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Yeh sabhi dastavej aapko Bank of Baroda ke pre-approved personal loan ke liye submit karne ki jarurat hai. Iske alawa, agar aapki koi aur jarurat hai, to aapko bank se sampark karna chahiye.

Bank of Baroda Pre Approved Personal Loan Online Aavedan Prakriya steps

Bank of Baroda Pre-Approved Personal Loan ke liye online aavedan karna bahut saral hai. Aap nimnlikhit daston ke anusar aavedan prakriya ka palan kar sakte hain:

  1. Bank of Baroda ke official website par jaaye aur ‘Retail’ section par click karein.
  2. ‘Loan’ section mein jayein aur ‘Personal Loan’ par click karein.
  3. ‘Apply Online’ par click karein aur ‘Pre Approved Personal Loan’ par click karein.
  4. Aapko apne personal aur professional details jaise naam, pata, phone number, email id, aay ka pramaan, bhugtaan itihaas aur kamai ki jaankari pradan karni hogi.
  5. Aapko loan ki aavadhaarit rakam, avdhi aur bhiyaaj dar chunna hoga. Iske baad, aapko loan ka varification aur apruval ke liye kuch aur dastavejon ki avashyakta hogi.
  6. Aapke dastavej ki pramaanikta ke baad, bank aapko loan ki apruval ki jaankari degi aur loan mulya aapke bank account mein transfer kar diya jayega.
  7. Loan ka bhugtaan aap bank ke dwara pradaan kiye gaye bhugtaan vikalpon ke madhyam se kar sakte hain.

Is tarah se, aap Bank of Baroda Pre-Approved Personal Loan ke liye online aavedan kar sakte hain. Yaad rakhein ki aapko apne dastavejon ki sahi pramaanikta aur sahi jaankari pradan karna hoga, taki aapka loan aasaani se prapt ho sake.

Bank of Baroda Pre Approved Personal Loan:- Quick  Link

Direct Link To Apply Onlinenew Click Here
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FAQ’s:- Bank of Baroda Pre Approved Personal Loan

Yahaan Bank of Baroda ke pre-approved personal loan ke baare mein kuchh aam sawaal aur unke uttar diye gaye hain:

Q.1: Pre-approved personal loan kya hai?

Ans: Pre-approved personal loan ek aisa loan hota hai jise bank pahle se hi apne kuchh select customers ke liye approve kar deti hai, jiske liye customer ko kisi bhi prakaar ki guarantee ya collateral ki jarurat nahi hoti hai.

Q.2: Bank of Baroda pre-approved personal loan ke liye eligible kaise hote hain?

Ans: Bank of Baroda pre-approved personal loan ke liye eligible hone ke liye aapko ek active Bank of Baroda account holder hona chahiye aur bank ki eligibility criteria ke anusaar aapka credit score aur loan repayment history honi chahiye.

Q.3: Bank of Baroda pre-approved personal loan kitna amount provide karta hai?

Ans: Bank of Baroda pre-approved personal loan ke maximum loan amount ki limit 2 lakh se 10 lakh tak hoti hai.

Q.4: Bank of Baroda pre-approved personal loan ke liye interest rate kya hai?

Ans: Bank of Baroda ke pre-approved personal loan ke liye interest rate vary karta hai, isliye aapko bank ke official website ya customer care se sampark karna chahiye.

Q.5: Bank of Baroda pre-approved personal loan ke liye kya dastavej ki jarurat hoti hai?

Ans: Bank of Baroda pre-approved personal loan ke liye aapko apne photo ID proof, salary slip ya Form 16, kaam ke saboot, bank account ki details aur residence proof ki photocopy pradan karni hogi.

Q.6: Bank of Baroda pre-approved personal loan ke liye aavedan kaise karte hain?

Ans: Bank of Baroda pre-approved personal loan ke liye aap bank ki official website par jakar online aavedan kar sakte hain ya fir apne najdiki Bank of Baroda branch mein jakar bhi aavedan kar sakte hain.

Q.7: Bank of Baroda pre-approved personal loan ka repayment kitne samay ke liye hota hai?

Ans: Bank of Baroda pre-approved personal loan ka repayment tenure 12 months se 60 months tak hota hai, jisko aap apni jarurat ke anusaar chun sakte hain.

Yeh kuchh sawaal hai jo Bank of Baroda pre-approved personal loan ke baare mein pooche jaate hain aur iske uttar upar diye gaye hai.

Main B.Tech Computer Science Engineer aur Software Developer hu . maine bahut saari websites aur web and mobile application banayi hai aur ab Blogger aur Digital Content Creator bhi hu. main software development mein nayi soch aur pratibha Rakhta hu. mera content well-researched aur easy to understand hai.

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